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Although most states require drivers to have liability insurance it is possible you might be in an accident with another driver who does not have auto insurance or does not have enough coverage to cover your expenses Car insurance protects you and your vehicle when you have an accident or experience damage to your car Liability coverage is required by law in most states but do you know what it really covers If you or your passenger is injured in an automobile accident medical expenses can add up quickly This insurance coverage does not cover damages that aren t related to driving such as vandalism to your vehicle and does not pay for any medical bills Liability car insurance coverage means your insurance provider will pay these obligations on your behalf You may choose to pay your entire policy cost also called a premium at one time or divide it into monthly payments Comprehensive coverage or Other Than Collision coverage is considered one of the pusko zaryadnoe ustroystvo dlya avtomobilya 12 forms of protection a driver can get and it might be one of the most important Collision coverage is very important coverage because it covers the repair or replacement of your vehicle if you are involved in an accident with another driver or an object such as a tree or fence Comprehensive coverage helps cover repair and replacement costs of your vehicle that is damaged in an incident not involving a collision |